Learn before you decide
Saving was the first chapter.
Learn how to use what you built.
Retirement education with Rich LoPresti connects the decisions that turn savings into a retirement paycheck: what you own, where you hold it, and which account pays.
No asset minimum to explore these educational resources. You do not need a market forecast—or perfect answers—to start learning.
Class availability →Enjoy today
Understand how withdrawals, cash reserves and tax brackets work together to support spending.
Protect tomorrow
Explore the roles of growth and reserves when markets, inflation and healthcare needs change.
Provide for others
Consider how the purpose of family money changes its time horizon, investment choices and tax planning.
Four decisions that belong together
- Allocation: balance reserves and growth around when you expect to need the money.
- Asset location: consider which investments belong in taxable, pretax and Roth accounts.
- Withdrawals: coordinate the retirement paycheck with other income and taxes.
- Conversions: compare paying tax now with leaving money pretax—including when a smaller conversion or no conversion deserves consideration.
Taxes and inflation affect purchasing power. A coordinated plan helps you evaluate the choices available; it does not eliminate investment risk or guarantee tax savings.
Milford Adult Education · Fall 2026
Roth Conversions and Retirement Masterclass
Explore how Roth conversion decisions fit into retirement income, taxes and legacy planning—including the tradeoffs of paying tax now versus later. For pre-retirees and retirees; educational information, not a recommendation that everyone should convert.
Instructor: Richard LoPresti
Location: Foran High School, Milford, Connecticut
Time: 6:30–7:30 p.m. Eastern
Format: One-night class. Choose one session.
- Wednesday, September 16, 2026
- Tuesday, October 13, 2026
- Tuesday, November 10, 2026
- December session: date confirmation pending with Milford Adult Education.
Catalog tuition: Milford residents $35; Milford senior citizens $32; non-residents $40. Confirm eligibility and availability with Milford Adult Education.
Register and pay online through Milford Adult Education, not through our discovery-meeting calendar. Use the Milford Adult Education page below for registration information. Advance registration is required.
Visit Milford Adult Education for registration →See the Fall 2026 Adult Education catalog for enrollment instructions. The December listing contains a weekday/date discrepancy; we will post the confirmed date here.
Want to discuss your own situation?
A complimentary discovery meeting is a separate, optional step for households meeting the stated account minimum. Education is not a personalized recommendation.
See what the conversation covers →