Rich LoPresti, CFP®

Yes. As a CFP® professional, Rich must act as a fiduciary when providing financial advice to a client—putting the client’s interests first. Advisory services are offered through Milestone Asset Management Group, LLC.

It describes how we are paid: client fees, rather than commissions for selling investment products. Fiduciary describes our duty to clients; fee-only describes compensation. Neither means there can be no conflicts of interest.

Yes. We can discuss a separate planning or consulting engagement, or ongoing investment management. Planning fees and scope are agreed in advance; ongoing management fees are based on assets under management. We absorb the custodial fee rather than charging it separately to you. Investment-product expenses, such as a fund’s internal expenses, are separate from our advisory fee. Discovery is complimentary and does not commit you to either service.

Yes. A CPA working with our team provides tax services, including preparation and filing, within the scope of the agreed arrangement. When included in your engagement, those services and our advisory work are covered by one agreed fee. We confirm what is included before work begins, so your retirement planning and tax filing can work together.

Milestone is independently owned and operated, and is not affiliated with Fidelity. Fidelity is a custodian Milestone may recommend: it holds assets and processes transactions for accounts held there. Milestone provides the advisory service. Using Fidelity does not mean Fidelity endorses our advice.